Mortgage insurance is an important part of homeownership, and it can provide peace of mind when making the biggest purchase of your life. Mortgage insurance helps to protect you and your family from the financial risks of unexpected events, such as death, disability or job loss. It can cover the balance of your mortgage in case of an unforeseen event, so you don’t have to worry about leaving your family with a large debt.

Mortgage insurance typically covers:

• Death – The policy covers the balance of your mortgage should you pass away unexpectedly.
• Disability – The policy will cover payments if you become disabled and cannot work.
• Job Loss – Your policy will help to make payments if you are laid off or lose your job unexpectedly.
• Property Damage – If your home is damaged or destroyed, the policy can help with repairs and rebuilding costs.
• Natural Disasters – If a natural disaster strikes and damages your home, the policy will cover the cost of repairs.