Small Business Options

Own Your Own Business & Can't Get Coverage?

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harold yang

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Small Business & Sole Proprietorship Coverage

Self-Employed or a Small Business Owner?

Small business owners and self-employed people face unique challenges when it comes to to being protected from accidents, sickness or injuries.  As a small business owner or self-employed, you can’t afford to be injured and take time away from your business. Living benefits can provide the security and peace of mind you need in the event of an illness or disability. 

Living benefits offer tax-advantaged ways to protect and diversify your income, asset protection, cost savings, and more flexibility than traditional health insurance. With living benefits, you can customize the coverage to meet your specific needs, allowing you to have the financial security you need no matter what life throws at you.

Don’t wait until it’s too late – contact us today to discuss how living benefits can help you protect your income from accidents, injury or sickness for the future.

Reasons to get Coverage

  1. Tax Advantages: Living benefits, such as disability insurance and long-term care insurance, provide tax-advantaged ways to protect and diversify income.
  2. Financial Security: By providing living benefits, such as disability and long-term care insurance, small business owners and self-employed people can gain financial security and peace of mind in the event of an illness or disability.
  3. Asset Protection: Living benefits provide asset protection, reducing the risk of draining personal savings and assets in the event of a life-altering illness or disability.
  4. Cost Savings: Living benefits can often be more cost-effective than traditional health insurance, as they provide protection for expenses that are not typically covered by health insurance.
  5. Flexibility: Living benefits can be tailored to meet the specific needs of the small business owner or self-employed person, providing more flexibility than traditional health insurance.


    Provide You & Your Employees Five Important Levels of Protection


    Daily Hospital Confinement


    Ambulance Reimbursements


    Daily Hospital Confinement


    Recovery Benefits Post Hospital Care


    Recovery Benefits Post Outpatient Care


    Why Living Benefits?

    Guaranteed Renewable Until Age 85
    Peace of Mind
    After that, it terminates. Your policy will never be cancelled due to the number of claims you file.
    Exactly when you need it most. So you can focus on getting better.
    Offering powerful options and simple solutions to accessing benefits at the time you need them the most.

    Don't delay! Give us a call today:

    Call 604-240-0011 now for a free quote.